Atif Murad
Managing Director · MAK GUD Financial Services Ltd.
Atif Murad is a senior banking professional specialising in financial restructuring, corporate banking, and risk management.
Prior to founding MAK GUD Financial Services Ltd., Atif served as Vice President – Financial Restructuring & Remediation at Emirates NBD, where he managed a non-performing asset portfolio of approximately AED 4 billion across Large Corporates, SMEs, Financial Institutions, and Investment Banking clients throughout the GCC, with particular focus on Saudi Arabia.
His expertise includes financial restructuring, distressed debt management, corporate recovery, debt negotiations, banking relationships, turnaround advisory, legal recovery strategies, and complex multi-bank restructurings.
Earlier in his career, Atif held senior restructuring and recovery positions with National Bank of Fujairah, Union National Bank, and United Bank Limited.
He holds an MBA in Finance from the Institute of Business Administration (IBA), and is a member of the Association of Corporate Treasurers.
| Institution | Role | Focus |
|---|---|---|
| Emirates NBD | VP – Financial Restructuring & Remediation | NPA portfolio of c. AED 4bn across the GCC, with particular focus on Saudi Arabia |
| National Bank of Fujairah | Senior restructuring & recovery | Corporate recovery and remedial management |
| Union National Bank | Senior restructuring & recovery | Distressed debt and multi-bank restructurings |
| United Bank Limited | Senior restructuring & recovery | Corporate banking and recovery |
MBA in Finance, Institute of Business Administration (IBA)
Association of Corporate Treasurers
United Kingdom · United Arab Emirates · GCC · Pakistan
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